Tuesday 31 December 2019

Beware of UPI fraud


Beware of UPI fraud
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Dear Customer,

Stay alert and avoid falling into the trap of fraudsters. Take the necessary steps to avoid scams related to Unified Payments Interface (UPI).
 
 
How do the fraudsters operate?
Fraudster calls you in the context of online product purchase, cashback or refund on online transaction, KYC check, online lottery, previous unsuccessful transaction, asking help through online networking.
Fraudsters ask to click on unknown links, accept collect request received over text messages and ask to enter UPI MPIN
 
Fraudsters send QR code over WhatsApp, ask you to scan it using UPI application and enter MPIN
 
Fraudsters ask to forward text messages, share UPI registration OTP, etc. over the phone
 
Fraudsters lure customers to download desktop sharing app such as anydesk, teamviewer from corresponding App Store and gain access to your mobile handset.
 
 
Steps to prevent fraud
 
Read carefully the SMS transaction alert delivered to your bank registered mobile number.
 
Avoid clicking on unknown links
 
Never forward any alphanumeric Activation SMSs received in your inbox (e.g. FPL REG w*QPi*5cAH6x5OA30F3yD344k*HpViT*2*NW)
 
Do not share your OTP, Credit/Debit Card numbers, CVV, Grid values, PIN, User ID, Password with anyone, even if the person claims to be from bank. The bank never asks such information.
 
With these things in mind, exercise caution and keep your hard-earned money safe.
Sincerely,
ICICI Bank Digital Banking Group
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