Tuesday, 16 December 2025

Advice for your ICICI Bank Fixed Deposit XXXXXXXX0736

ICICI Bank
 
Dear MR. SAURABH KUMAR AGARWAL,

Attached is the Advice for your ICICI Bank Fixed Deposit XXXXXXXX0736. For a physical copy, visit any ICICI Bank Branch.

To view the file, you need to enter an 8-character password. The first four letters of your password are the first four letters of your name, as mentioned in your Savings Account, followed by your Date and Month of Birth (in DDMM format). The password is case-sensitive (lowercase). Please do not include any special characters, spaces or salutations. For example, if the name in your Account is Rajesh Sawant and your Date of Birth is Jan 05, 1950, then your password will be raje0501. In case of Current Account, if the name in your Account is ABC Enterprises and the Date of Incorporation is Jan 05, 1950, then your password will be abce0501.

In case of premature withdrawal, the interest on the Deposit will be calculated for the period that the Deposit was held with the Bank at the rate applicable to Deposits when the Deposit was opened and not at the originally contracted rate.

Illustration: An FD opened on Jan 01, 2024 for 2 years at 7.25% per annum was prematurely withdrawn on Jan 01, 2025. Interest will be calculated for the period of 1 year that the FD remained with the Bank, at 6.70% per annum (the rate applicable to FDs of 1 year (period as on Jan 01, 2024) instead of the original rate of 7.25%, as the agreed tenure was not completed.

Further, penalty shall be deducted as per applicable rates (subject to change from time to time) as mentioned below.

Penal Rates
Actual tenure of the deposit
(Funds held with the Bank)
Less than ₹5 crore ₹5 crore and above
Less than 1 year 0.50% 0.50%
1 year and above but < 5 years 1.00% 1.00%
5 years and above 1.00% 1.50%

Note: Any Fixed Deposit created through the digital modes will be opened in single name irrespective of the mode of operation of the existing account. In case you wish to add joint holder/s in the Fixed Deposit, the holder/s must visit any ICICI Bank Branch and provide consent for the same.

To know more, call on
1800-1080
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Sincerely,
Team ICICI Bank
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