Phishing involves tricking people into entering their personal information such as username or password. The victim receives congratulatory or warning e-mails that contain links leading to fake websites or to download fake applications. When people click on the link, they are asked to enter information about their bank account, credit card or other online services. These fake websites are designed to collect all information, which is then used by the scammers to make unauthorised purchases.
For example, scammers send a fake link in an SMS to update KYC online. Another approach is when the victim receives a call from the Telecom Regulatory Authority of India (TRAI) stating that his/her mobile number has been used for illegal activities and phone services will be suspended. The call is then forwarded to a fraudster posing as an official of the cybercrime cell of police. However, TRAI doesn't suspend services. Disconnect the call and report the number immediately.
Following these simple tips may go a long way in safeguarding your savings.
Please report such incidents of fraud immediately to the National Cyber Crime at cybercrime.gov.in or call their helpline on 1930. Alternatively, you may call ICICI Bank helpline on 1800 2662.
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