Banking conduct of your ICICI Bank Business Loan Account XXXX255

	Dear Customer, It is important to maintain a good banking track record to ensure positive experiences at every step of your banking journey. Here is how you can do it easily.   Credit summations Credit all sales to your OD Account. Deposit all sale proceeds in your Overdraft Account to ensure timely interest servicing and keep your Account in order. Regular credit summations in your Account can lower the interest cost due to optimised limit utilisation.   Interest servicing Interest servicing after interest debit. Ensure that interest servicing by way of credits into the Account is done immediately after the interest debit. Your Account may go “Out of Order” if the total credits are lower than the total interest debits in the last 90 days.   Cheque returns Avoid Cheque bounces. Ensure that you have sufficient funds in the Account to avoid Cheque bounces in both outward and inward issuances.   Overdrawing Refrain from overdrawing beyond the sanctioned limit and drawing power. Ensure that you utilise funds within the sanctioned limit to avoid Account irregularity and levy of additional interest.   Periodic repayment Ensure repayment of the Term Loan and dropline Overdraft instalments along with the interest by the due date.   Compliances Ensure submission of periodic documents as per the sanction terms to avoid levy of an additional interest.   Bank Guarantee and Letter of Credit conduct Keep track of your obligations and liabilities against Bank Guarantees and Letters of Credit and ensure discharge of obligations on the due date.   Follow these simple tips and improve the track record of your Account. Visit your nearest ICICI Bank Branch or contact your Business Loan Relationship Manager for more information.   Note: We have observed that the Transaction Score of your ICICI Bank Business Loan Account XXXX255 has gone down in March 31, 2023.   To know more, call us on 1800 1080   Sincerely, Team ICICI Bank
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