We thank you for your interest in ICICI Bank Personal Loan. We have examined the application, inter alia, on the following criteria which does not necessarily imply your adverse creditworthiness:
Eligibility criteria of ICICI Bank;
Viability of proposed purposes of the credit facility;
Past borrowings of the applicant;
Prior experience of the applicant in respect of the proposed purposes;
Regulatory and statutory provisions governing ICICI Bank.
Based on the information provided by you and our consideration of the same vis-à-vis the above criteria, we regret to inform you that we are unable to offer you the said credit facility. We once again take this opportunity to thank you for the interest shown in availing of credit facilities from ICICI Bank.
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