Emails that are not meant for me: There is a new kind of fraud that is becoming prevalent!

Dear Saurabh Kumar Agarwal,

Cyber criminals are targeting UPI applications using malware.

The method followed by the fraudsters:

	Cyber criminals create custom SMS forwarding apps which forward the UPI device-binding message to a Virtual Mobile Number (VMN) belonging to the victim's bank, for registration
	Fraudsters send links to malicious 'apk' files to potential victims through WhatsApp
	Subsequently a UPI application registration process is initiated by the fraudster.

Remain vigilant and ensure that you do not install any suspicious/malicious application in your mobile device from untrustworthy sources.

Always follow these security best practices:

	Update your mobile device with the latest operating system and security patches
	Install applications only from official and trusted sources (like Google Play Store and Apple App Store)
	Install antivirus/security software from a trusted provider and update it regularly
	Verify the permissions of the application before allowing access
	Never click on suspicious links in emails or messages
	Avoid downloading/installing unknown applications
	Never share your confidential information like OTP, Password, PIN and card number with anyone.

Please report such frauds immediately to the National Cyber Crime portal at cybercrime.gov.in or call the helpline no. 1930. You may also call ICICI Bank helpline at 1800 2662. ICICI Bank never asks for details related to OTP, PIN and Password. We prioritise the protection and security of your assets.

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